Practice Area

Subrogation & Risk Transfer

Recovery and risk-transfer pursued against the responsible party.

Rai Fink Ebner handles both sides of subrogation and risk transfer, pursuing recovery for insurers and self-insureds, and defending against subrogation and indemnity demands. We move these claims efficiently, keeping the cost of recovery proportional to the dollars at stake.

Matters We Handle

  • Property, fire and water-loss subrogation
  • Product- and equipment-failure recovery
  • Contractual indemnity and additional-insured tender
  • Risk-transfer analysis and enforcement
  • Anti-subrogation and waiver-of-subrogation defenses
  • Multi-party allocation and contribution
  • Expert-driven origin-and-cause matters

Our Approach

Recovery starts with preservation, securing the evidence, the experts and the tenders before rights are lost. We evaluate net recovery honestly and pursue the responsible parties and their carriers on a schedule that protects the file’s economics.

Who We Represent

We work with property and casualty carriers, self-insureds and businesses on recovery and defense alike.

Subrogation and risk-transfer matters are handled throughout Arizona, California and Nevada.

Discuss a matter with our team.

New assignments and referrals are always welcome. We’d be glad to talk it through.